Annuities
Turn savings into guaranteed retirement income.
Annuities are contracts with an insurance company that convert a lump sum or series of payments into guaranteed income — for a set number of years or for life. Fixed and Fixed Indexed Annuities protect principal from market loss while providing growth potential and lifetime income riders.
What's included
- Guaranteed lifetime income options
- Principal protection (Fixed and FIA)
- Tax-deferred growth
- Optional spousal continuation and legacy benefits
Frequently asked questions
Are annuities safe?
Fixed and Fixed Indexed Annuities are backed by the issuing carrier's reserves and the state guaranty association. We only recommend A-rated carriers.
Can I lose money in an annuity?
Not with a Fixed or Fixed Indexed Annuity — your principal is protected from market loss. Variable annuities do carry market risk and we typically avoid them.