Final Expense Insurance
Cover funeral costs — without burdening family.
Final Expense (also called Burial Insurance) is a small whole life policy — usually $5,000 to $40,000 — designed to cover funeral, burial, and end-of-life medical costs. Simple application, no medical exam in most cases, and coverage that never expires as long as premiums are paid.
What's included
- $5,000 to $40,000 coverage amounts
- No medical exam — health questions only
- Coverage that never expires
- Fixed premium that never increases
Frequently asked questions
Can I qualify with health issues?
Almost always yes. We work with carriers that offer graded and guaranteed-issue plans for diabetes, heart conditions, and more.
How fast does coverage start?
Most policies issue within 24–72 hours. Some are effective the same day you apply.